Privacy Policy for PensionCare

1. General Provisions This Privacy Policy describes how PensionCare collects and uses data through its website and related services. PensionCare provides insurance selection services adapted for retirees in Canada. By using this site, you agree to the terms set out in this Policy.

2. Contact Details
   PensionCare
   4250 Calgary Trl NW, Edmonton, AB T6J 6Y8, Canada
   Phone: +17804395888
   Email: [email protected] Business Number (BN): 889654789

3. Scope of Policy This Policy applies to all visitors, clients, and users who access the website or contact PensionCare for insurance selection services adapted for retirees.

4. Data We Collect We may collect personal data such as:

• Full name

• Email address

• Phone number

• Postal address

• Age range

• Retirement status

• Insurance needs and preferences

• Technical data such as IP address, browser type, and device data

5. Methods of Data Collection Data may be collected when you:

• Fill out forms on the site

• Contact us by phone or email

• Request insurance quotes

• Subscribe to updates

• Use cookies and similar tools

6. Purpose of Data Use Collected data may be used to:

• Provide insurance selection services

• Respond to inquiries

• Prepare tailored insurance options

• Improve site content and user experience

• Meet legal and regulatory duties

7. Legal Basis under GDPR For users located in the European Union, data is processed on the basis of:

• User consent

• Performance of a service request

• Legal obligation

• Legitimate interest in site operation and service improvement

8. Data Sharing Personal data may be shared with:

• Insurance providers for quote requests

• Service partners who assist in site hosting or support

• Public authorities where required by law

All data sharing is limited to what is necessary for service delivery and legal duties.

9. International Data Transfers Data may be stored or processed in Canada or other regions where service partners operate. When required, appropriate safeguards are applied in line with data protection laws.

10. Data Retention Personal data is kept only for as long as necessary to fulfill the purposes described in this Policy and to meet legal requirements.

11. Data Security We apply technical and organizational measures to protect data from loss, misuse, or unauthorized access. Access to personal data is limited to authorized persons.

12. User Rights Depending on applicable law, you may have the right to:

• Access your personal data

• Request correction of inaccurate data

• Request deletion of data

• Restrict or object to data processing

• Request data portability

• Withdraw consent at any time

Requests may be sent to [email protected].

13. Cookies Policy The website uses cookies and similar tools to:

• Ensure proper site function

• Analyze traffic and usage patterns

• Store user preferences

You can control cookies through your browser settings. Disabling cookies may affect certain site features.

14. Third Party Links The website may contain links to third party websites. PensionCare is not responsible for the privacy practices of such external sites.

15. Children’s Privacy The services of PensionCare are intended for adults, especially retirees. The site is not directed to children, and personal data of minors is not knowingly collected.

16. Changes to This Policy PensionCare may update this Privacy Policy to reflect changes in services or legal requirements. The current version is available on the website.

17. Complaints If you believe your data rights have been violated, you may contact PensionCare using the details above. You may also lodge a complaint with a relevant data protection authority in your region.

18. Consent By using this website and submitting your data, you acknowledge that you have read and understood this Privacy Policy.